Feature Requests

We know how frustrating it can be to wait for your earned income to hit your bank account. With Instant Payouts, you can unlock revenue from major platforms and payment processors like Amazon or Shopify early without having to wait up to 5 business days. Let us know how important this feature is to you and we'll prioritize it accordingly.

Ever since time immemorial, moving money across borders has been a headache. From Romans to conquistadors to crypto dudes, people have grappled with the question of how to move funds over mountains and oceans. As a bank built for digital entrepreneurs regardless of where they are personally located, we understand the importance of money transfers across borders. That's why we are looking into giving you access to transferring funds internationally whether in USD or in the local currency.

When you start a new business, it can get very difficult to find funding, especially at crunch times for your cash flow. If your personal credit score is not high, then you are often left with no access to capital or access at a very high cost. Here at Winden, we believe that we'll only be successful as long as our customers and their businesses thrive. And if you choose to bank with us, we want to make sure that we return the favor. That's why we are looking into offering you access to capital when you need it. Let us know how important this feature is to you and we'll work hard to make it a reality soon.

Whether you have a partner in crime or you are a solopreneur who needs to send quarterly transaction lists to your accountant, the ability to provide others visibility and control over your finances can be highly important. With this feature, we are planning to enable you to give access to your Winden account to authorized individuals like beneficial owners, accountants or your employees by defining what they can see and do (permissions). Let us know how important this feature is to you and if you have any suggestions as to how we can best build this feature to be as valuable for you as possible.

Are you spending more than $5,000 with your card per day? Or do you need to send or receive higher amounts of money than $10,000? When we started Winden, we wanted to help small businesses keep more of their money. We know that as you become more successful and your business thrives, then you require access to higher account limits. If you want us to offer higher account limits, let us know by upvoting this feature and how much you think our limits should be by commenting down below.

Do you find yourself struggling to have enough at the end of the month for things like paying your quarterly taxes or saving for a goal? Our mission at Winden is to help you keep more of your money. We also want to give you the best tools for staying on top of your money. With this feature, you will be able to set rules for how you would like to automatically allocate funds when you receive money or spend money. Once auto-allocated, you'll be able to set rules for how these funds should be dispersed as to IRS or some other place. Let us know how important this feature is to you and how we can best build it by upvoting and/or commenting on it.

My last bank would give me my paycheck on Wednesdays rather then Friday. I kinda wish y’all would do the same.

We know you love your Winden Business Debit - the one-and-only business debit with no fees and actually meaningful rewards. How about we do one better and bring you charge cards? And give you even more points? If you're wondering what a charge card is, it is essentially like a credit card with the caveat being that you need to pay off your card balance in full each month. With a credit card, you can have a revolving balance and pay over time. With charge cards, you can't. Let us know how important this feature is to you and we'll prioritize it accordingly.

I have multiple crews on the road each day and would like to be able to have a physical card for each truck to pay for gas, dump, and recycling fees

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In the last 15 years, banking has changed enormously with satisfying virtually all our financial from our phones. Yet, some things remain and checks are one of them. We understand that you sometimes need to send physical or virtual checks to parties that need or demand it. That's why we are looking into enabling you to do just that. Let us know how important this feature is to you and we'll prioritize accordingly.

Are you having difficulty staying on top of your bills? As your business grows, the bills that you have to pay can increase in number and size. With the challenge of staying on top of so many responsibilities, bills that need to be paid can go unpaid. That's why we are looking into developing a feature that lets you automate your recurring bill payments, easily set up bills by forwarding us an invoice, and approve your upcoming payments with a click - kind of like having your in-house accountant. Cool, right? Let us know how important this feature is to you and what you would like to see in it.

At Winden, we think that getting rewarded for your purchases should not be the privilege of a select few. That's why we created a business card that rewards well without the credit checks or annual fees. A great rewards program comes with the ability to get access to plane tickets and hotel nights. We are working hard to bring you access to 120+ airlines and 500,000 global hotels.

We are looking at how we can improve our notification system to give you more control and visibility over events like receiving your money after initiating an incoming ACH transfer. We want to inform you better for things like: Receiving money Having a new statement Reward Milestones New feature releases We also want to give you the option to opt in to receive these notifications in mail or opt out of push notifications.

Safety of funds from the baddies right?